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Insurance Questions

Accepted Payment Methods:

  •  American Express, Discover

  • Health Savings Account,

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    MasterCard, Visa, 

  • , Venmo, PayPal.​

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Accepted Insurance Plans

  • Aetna (VA,DE,PA)

  • Optum/United Behavior Health

  • Anthem BCBD-VA

  • Fed BLUE

  • Cigna (VA,DE,PA)

  • Highmark BCBS-PA-DE

  • Carelon Behavioral Health (VA,PA)

  • Quest Behavioral Health

  • Oscar Health

  • BCBS of Massachusetts

  • Independence BCBS-PA​

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Out of Network Benefits
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I know that you probably don’t want to be bothering with all of this. It’s frustrating,

But just one call to your insurance company should be enough to clear this up.

They will let you know if they reimburse and just how much they might reimburse.

They should be pretty much up-front about what to expect with them.

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Questions to ask

  • Do I have mental health insurance benefits with this provider NPI #s 1285898130 or  1255674578?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session for an out-of-network mental health provider?

  • What out-of-pocket cost do I have to pay for Behavioral Health benefits?

  • Can I get EAP benefit coverage from my employer?

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Why we don't accept some Insurance plans?​

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Whenever insurance is used for psychotherapy, the treatment must be "medically necessary", which means that your therapist must give you a Medically necessary diagnosis. This becomes a part of your permanent health care record, and may lead to limitations such as denial of quality life insurance or health insurance later on, additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance companies may ask for detailed personal information.

When you pay out of pocket, you may seek psychotherapy for any reason you choose; personal growth, coping with stress, and relationships dysfunction.

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