Insurance Questions

I accept insurance from Cigna, Optum, and some plans from Highmark. Many clients can receive some reimbursement of the fee for out-of-network providers by their insurance or Flexible Spending/Health Savings Accounts by submitting the invoices I provide. To do this, I will be required to provide a (medically necessary) diagnosis for you, and we will discuss this together.

It is best to call your insurance company to find out what your benefits are, to see if you are eligible for reimbursement.

Questions to ask

  • Do I have mental health insurance  benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session for an out-of-network mental health provider?

Why I don't accept other Insurance plans ?

Whenever insurance is used for psychotherapy, the treatment must be "medically necessary", which means that your therapist must give you a psychiatric diagnosis. This becomes a part of your permanent health care record, and may lead to limitations such as denial for quality life insurance or health insurance later on, additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance companies may ask for detailed personal information.

When you pay out of pocket, you may seek psychotherapy for any reason you choose; personal growth, coping with stress and relationships dysfunction.

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